Retirement Income Shortfall: What an Investor Can Do and How to Avoid It September 6, 2018

A common concern that investors have is being underfunded in retirement, or not having sufficient income from their portfolio to support their lifestyle in retirement.  This is also known as an income shortfall.  This could be due to spending too much (and not investing or savings enough) or by taking on too much debt for the many years leading up to retirement, both of which leave an underfunded investment portfolio.  This challenge is exacerbated by historically low interest rates that…

NovaPoint gives back at Positive Growth charity golf tournament August 17, 2018

We were happy to sponsor the 12th hole at the Positive Growth charity golf tournament. Positive Growth improves the lives of children, youth, adults and families during difficult life transitions by providing residential and community-based treatment services. NovaPoint Capital’s president Alan Conner is a board member at Positive Growth. You can learn more about Positive Growth at http://www.positivegrowthinc.org/

Start with Why Applies to Investing Too July 25, 2018

By Jeffery V. Wright, CFA There’s a great book by Simon Sinek called “Start With Why.”  It’s a leadership-oriented book that highlights the importance of purpose for a person or organization.  One’s purpose, or their “Why,” gives them specific value and guides their direction as well as decisions. The same is true with investing and personal finance.  Having a purpose for wealth, savings, or any facet of finances keeps you on track.  Why are you investing?  If it’s for a…

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